How Will You Pay For Your Long-Term Or Nursing Home Care?

While most people do not like to think about getting older, it is important to plan for your elder years now. If you wait to address issues in elder care, you may find that your options for lifestyle, budget and well-being are limited. Planning issues in long-term care are varied.

Questions to address may include:

• If needed, do you want in-home care or nursing home care?
• Can you afford in-home care?
• Can you afford the nursing home of your choosing?
• How can you save for future care?
• Is long-term care insurance right for you?
• How can you qualify for government benefits such as Medicaid?

Work With An Experienced Missouri Nursing Home Planning Lawyer

These are all very important questions, but it is best not to answer them on your own due to the legal complexities involved. For example, long-term care insurance can be expensive, and policies can be confusing to understand. Many policies have high deductibles and multiple exclusions. Even if you can afford it, long-term care insurance may not be the best option.

There are also strict laws associated with Medicaid qualification. There are income limits and wealth transfer laws that could exclude you from benefits.

Although long-term care planning involves many considerations, you do not have to figure it out on your own. By enlisting the services of an elder law attorney, you can learn how to choose the right type of planning for your specific needs.

Planning For Care In Your Elder Years

At The Elder & Disability Advocacy Firm of Christine A. Alsop, LLC, we understand the importance of securing your future care. These are not just legal issues for you — this is about your well-being and your life. We will take the time to educate you on all available options so you can take the proper steps now to ensure your care in the future.

Our lawyers also know that each individual will face a unique set of circumstances. That is why our lawyers take a personalized approach to long-term care planning. We get to know you and your goals before creating a specific plan to help you achieve your objectives.

What You Can Do to Keep Your Loved One Safe at Their Nursing Home

Contact Our Elder Care Planning Lawyers In St. Louis, Missouri

When you need a long-term care planning attorney who is experienced and knowledgeable, choose The Elder & Disability Advocacy Firm of Christine A. Alsop, LLC. Call us at 314-644-3200 or send us an email to discuss your needs and concerns.

In the maze of confusion, there is a solution.